ITBPay Logo
Next-Gen Crypto Payments 2.0

Spend Crypto Anywhere.
Instantly & Non-Custodially.

Bridge Web3 liquidity directly into real-world payments. Issue instant global virtual debit cards, convert PIX to USDC in seconds, and retain 100% control of your keys.

Work & Crypto Lifestyle
Financial Sovereignty

Work, travel, and settle global payments anywhere.

Core Infrastructure

Designed for Global Web3 Commerce

Engineered for digital nomads, web3 founders, and global citizens who demand speed, security, and true financial sovereignty.

Instant PIX to Stablecoin On/Off Ramp

Deposit BRL via PIX and receive USDC/USDT in your self-custody wallet within seconds. Convert back to PIX anytime with deep liquidity and institutional rates.

E-Commerce & Mobile Payment Workspace
< 1.8 seconds PIX settlement

Borderless Financial Freedom

Built for global nomads traveling across mountains, cities, and borders with zero FX friction.

Global Traveler Mountain View

Everyday Merchant Checkout

Pay for meals, coffee, hotel stays, and retail using your contactless ITBPay virtual card.

Restaurant Street Checkout

100% Non-Custodial Security & SDK

You retain full key ownership while integrating Web3 payments into your business with our developer SDK.

Open Road Freedom
Corporate & Institutional Solutions

ITBPay for Business, Importers, Exporters & Global Merchants

Transform your cross-border treasury operations. Pay international suppliers in stablecoins, issue corporate virtual expense cards, and streamline import/export settlements.

Mobile Corporate App Control

Mobile Corporate Control

Manage business card limits, approve employee expenses, and monitor stablecoin balances on the go.

Merchant POS Retail Counter Checkout

Merchant POS Checkout

Accept Web3 payments in-store or online with instant fiat-to-stablecoin auto-conversion.

Supplier & Contactless Pay

Supplier & Counter Payments

Eliminate traditional banking delays when paying local vendor and partner invoices.

Executive Meeting and High Five

Importer & Exporter Desk

Institutional liquidity rates and custom desk support for international trade settlements.

Cross-Border Supplier Settlement

Settle invoices with overseas suppliers in Asia, Europe, and the Americas instantly using USDC/USDT, bypassing SWIFT friction.

Automated B2B Invoicing

Generate compliant crypto invoices with built-in instant conversion to local currency upon payment receipt.

Corporate Team Cards

Issue virtual cards with customized spending limits for executive travel, SaaS subscriptions, and digital marketing spending.

Institutional FX Rates

Enjoy competitive OTC exchange spreads for high-volume transactions with dedicated account management.

Virtual Cards

Two Powerful Card Tiers. Global Reach.

Select the card tier designed for your specific spending volume. Funded directly by your USDC/USDT balances.

ITBPay Black
CORPORATE / HIGH-VOLUME
•••• •••• •••• 9842
EXECUTIVE DEBIT
ITBPay

ITBPay Black Card

Designed for founders, corporate treasuries, and high-volume traders requiring maximum transaction limits and VIP support.

  • Unlimited monthly spending capacity
  • Priority OTC exchange rates
  • Multi-card corporate team provisioning
Issue Black Card
ITBPay Cyber Teal
EVERYDAY / DIGITAL NOMAD
•••• •••• •••• 4109
NOMAD DEBIT
ITBPay

ITBPay Cyber Teal Card

Ideal for digital nomads, freelancers, and online shoppers paying for SaaS subscriptions, hotel bookings, and everyday expenses.

  • Instant activation with zero annual fee
  • Apple Pay & Google Wallet integration
  • Single-use dynamic CVV protection
Issue Cyber Teal Card
Real-Time Estimator

Instant PIX ↔ USDC Exchange Rates

Calculate live conversion rates before initiating transfers. Zero hidden spreads, transparent blockchain gas fees.

Central Bank & On-Chain real-time price feeds
Solana & Polygon instant settlement
Direct credit to your non-custodial Web3 wallet

Live Currency Swap Active Feed

You Pay (PIX BRL) Available: R$ 12,450.00
🇧🇷 BRL
You Receive (USDC Est.) Rate: 1 USDC ≈ R$ 5.18
193.05
🇺🇸 USDC
Bank-Grade Protection

100% Non-Custodial Security Architecture

Unlike legacy centralized platforms, ITBPay operates via smart contracts on Solana and Polygon. We never take possession of your funds or store private keys, eliminating third-party insolvency risks.

Got Questions?

Frequently Asked Questions

What is ITBPay and how does it work?

ITBPay is a non-custodial Web3 payment gateway and virtual card issuer allowing you to bridge crypto liquidity (USDC/USDT) directly to real-world spending via PIX and global virtual cards.

How does ITBPay process PIX to USDC swaps?

When you initiate a PIX deposit, our automated liquidity engine detects the bank transfer and instantly mints/delivers USDC directly to your self-custody Web3 wallet in under 2 seconds.

Can my business issue virtual cards for employee expenses?

Yes! The ITBPay Enterprise desk enables corporate accounts to provision multiple ITBPay Black or Cyber Teal cards with dynamic spending limits for team members.

Is there any custodial risk when using ITBPay?

No. ITBPay is non-custodial. All operations are executed directly between your wallet and decentralized smart contracts. You retain 100% control over your private keys at all times.

Young Professional Executive with Laptop
Financial Sovereignty

Ready to Experience True Web3 Financial Freedom?

Join thousands of global citizens, founders, and traders using ITBPay for instant settlements.